Wealthview Hub: Personal Finance Architecture, Portfolio Tracking, and Tax Optimization

Architectural Boundary (SA-10): Within the broader Simple Agility ecosystem, Wealthview is strictly dedicated to personal finance, investment portfolio tracking, and retirement modeling. Small-business inventory accounting, COGS, and marketplace reconciliation belong to the dedicated Simple Agility accounting component (SimpleAgilityCommerceDataFlow) and must not be mixed into Wealthview.

Wealthview is a personal financial intelligence platform engineered to provide sovereign, privacy-first net worth tracking, portfolio asset allocation analysis, tax-loss harvesting modeling, and retirement cash-flow projections.

This hub organizes the financial modeling engines, database schemas, development workflows, and portfolio management methodologies powering Wealthview.

1. Quick-Reference: Wealthview Subsystems

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|                               WEALTHVIEW SYSTEM ARCHITECTURE                            |
+-----------------------------------------------------------------------------------------+
| Subsystem              | Core Function                     | Primary Technology         |
+------------------------+-----------------------------------+----------------------------+
| Account Aggregator     | Ingests brokerages, banks, crypto | Plaid / OFX / CSV Sync     |
| Portfolio Analytics    | Asset class breakdown, risk parity| Modern Portfolio Theory    |
| Tax Optimization Engine| Tax-loss harvesting & lot tracking| Specific-lot accounting    |
| Retirement Simulator   | Monte Carlo retirement glidepaths | Stochastic simulation      |
+-----------------------------------------------------------------------------------------+

2. Core Deep Dives